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Date: 19-01-2010 - URL:



The seminar started with the IUF Project coordinator welcoming participants from the five regions participating in the seminar which aims at enlightening them on some aspects of the labour laws in Ghana

The seminar started with the IUF Project coordinator welcoming participants from the five regions participating in the seminar which aims at enlightening them on some aspects of the labour laws in Ghana.

Adding that women are often found at the bottom of the ladder in most things ranging from leadership roles to even the engagement of girls in schools: this situation has permeated the trade unions to the extent that the leadership of most of the national unions is made up of men. To address this anomaly, the unions have had to reserve leadership positions for women.

The lack of women in union leadership means that, issues of concern to women would continually be shoved to the background. Example is, when it comes to drafting of collective bargaining agreements, it was the men who always engaged in these activities and mostly address issues of concern to them, while a lot of problems confronting women are hardly considered in these CBAs.

In the light of the above, the Industrial and Commercial Workers Union (ICU) and General Agricultural Workers Union (GAWU) in collaboration with the International Union of Food, Agriculture, Hotel, Restaurant, Catering, Tobacco and Allied Workers’ Association (IUF) ) have embarked on a project to empower unionists, particularly women. The Women’s Project organized this workshop to raise awareness of workers, especially women on labour issues and trade unionism at large.


Participants were advised to recognise the importance of knowing their rights, challenges and opportunities as enshrined in the Labour Act 651.


The first presentation was on the Three Tier Pension Scheme, effective from January 2010.

The three tiers were explained as follows:

a. First tier basic national social security scheme, which will incorporate an improved system of SSNIT benefits and shall be mandatory for all employees and employers in both the private and public sectors; (payment of only monthly pensions and related benefits such as survivors benefit)

b. Second tier occupational (or work-based) pension scheme, mandatory for all employees and employers but privately managed, and designed primarily to give contributors higher lump sum benefits than presently available under the SSNIT or Cap 30 pension schemes; and 

c. Third tier voluntary provident fund and personal pension schemes, supported by tax benefit incentives for workers in the informal sector and also provide additional funds for workers in the formal sector who want to make voluntary contributions to enhance their pension benefits.

It was also mentioned that the first tier basic national social security scheme will be managed by a restructured SSNIT; the second tier and the voluntary third tier will be privately-managed by approved Trustees licensed by the Pensions Regulatory Authority with the assistance of pension fund managers and custodians registered by the Authority; the pension fund managers and custodians will first be licensed by the Securities and Exchange Commission and thereafter registered by the Authority. 

Participants were also taken through the new contribution rate where the scheme requires an additional contribution rate of 1% to be shared equally between the employer and employee. The employer will now pay 13% (instead of the current 12.5%) and the worker will now pay 5.5% (instead of the current 5%) making a total contribution of 18.5% (instead of the current 17.5%).


The next topic was the Labour Act 651 and the women empowerment. The resource person acknowledged the women and the roles they are playing at their various unions. She also added that their efforts are yielding positive results but a lot more needs to be done to protect working women.

The aim of her presentation was to

         Deepen the understanding of participants in the labour law

         Show the role of law in the determination of terms and conditions of employment of workers especially women

         Show the extent to which the labour provides protection for women

The resource person started by explaining that the Labour Act is divided into 20 parts consisting of 179 sections, and went through some of the sections with participants.


The employer too has rights in the form of

         Employ, discipline, transfer, promote and terminate employment of work

         Formulate policies, execute plans and programmes to set targets

         Modify, extend or cease operations

         Determine the type of product to produce, how to sell it and at what price


The resource person enumerated the duties of the employer as

         Provide work and tools for work

         Pay the agreed remuneration to the worker

         Take necessary steps to ensure that the worker is free from risk while on the job and/or within the premises of the employer

         Provide & ensure the operation of an adequate procedure for discipline of the workers

         Training and retraining of workers



The rights of a worker under the law were explained as follows,

         To work under satisfactory, safe and healthy conditions

         Equal pay for equal work without distinction of any kind

         Enjoy reasonable limited working hours, leisure and rest

         Form or join a trade union

         Be trained & retrained for skills development

         Receive information relevant to his/her work



The duties of workers was discuss that they should,

         Report for work regularly & punctually

         Work to enhance productivity

         Obey lawful instructions regarding the org.

         Take all reasonable care for the safety & health of other workers

         Protect the interests of the employer 

         Exercise due care in executing his/her work


The resource person stressed that employers are using their rights effectively so workers must also know their rights to use them effectively too. Employers have introduced so many unorthodox means to be able to favour some workers. When employers formulate policies without the input of workers, then the workers are expected to act like robots at the command of the employer.




The law however protects women workers in the form of employment and maternity. Under


         Pregnant women are not to work between 10pm & 7am without the consent of worker.

         No overtime work for  pregnant & nursing mothers under 8 months

         The pregnant woman may lodge a complaint to the NLC against any employer who contravenes the clause

         Seek redress from National Labour Commission in the event of violation

         No transfer of pregnant worker outside her place of residence after 4months of conception where the transfer is likely to affect the health of the worker



*     The woman worker is entitled to at least 12 weeks of leave in addition to her annual leave

*     While on maternity leave, the worker is entitled to all benefits eg, full salary or wages, bonuses and other awards

*     Entitled to an extension of maternity leave period up to 2 weeks eg. where twins are born or there   are complications

*     Nursing mothers are entitled to 1hour during working hours to breast feed baby

*     No redundancy for worker on maternity leave.

*     As the pregnant woman worker cannot work between 10pm & 7am without her consent, she could be consulted for her consent.

The resource person pointed out that apart from the opportunities under maternity, the law does not really protect women. For instance, under forms of employment such as casualization and contract work, women are not protected by the law. As a casual worker, the number of hours worked determines how much one is paid; less hours less pay, thus the casual would work more hours for more pay, a choice that the law does not protect. In some cases women are even afraid of becoming pregnant for fear of losing their jobs or postpone getting pregnant.

She therefore urged women to acquaint themselves with the labour Act, be interested in the things that affect them at the workplace and participate in union activities because the Union can protect them.

The Project Co-coordinator also promised to send soft copies of the Labour Act by mail to participants, who have access to the internet. 


1.                  Participants should go back and impart the knowledge to other women.


2.                  To approach women in the unions and leadership positions for advice in addressing their needs.


3.                  Women should familiarize themselves with their various workplace CBA’s and lobby their local unions to have their needs addressed.